Rescue Michigan: Operation Watchdog

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SB 1013: Ban insurers using “price optimization” when calculating home/auto premiums
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Introduced June 2, 2026
Official text and analysis
Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Sponsor: Jeremy Moss
Cosponsors: Mary Cavanagh, Stephanie Chang, Jeff Irwin, Mallory McMorrow
Referred to Senate Economic and Community Development Committee




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