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SB 1013: Ban insurers using “price optimization” when calculating home/auto premiums
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Introduced June 2, 2026
Official text and analysis
Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Sponsor: Jeremy Moss
Cosponsors: Mary Cavanagh, Stephanie Chang, Jeff Irwin, Mallory McMorrow
Referred to Senate Economic and Community Development Committee

 Votes on this bill
 
07/02/26  Senate roll call vote #172 On passage: Passed 34 – 3
For
AlbertAnthonyBayerBellino
BrinksBumsteadCamilleriCavanagh
ChangCherryDaleyDamoose
GeissGreeneHertelHoitenga
HuizengaIrwinJohnsonKlinefelt
LindseyMcBroomMcCannMcMorrow
MossNesbittOutmanPolehanki
SantanaShinkSinghVictory
WebberWojno
Against
HauckRunestadTheis
Not Voting
Lauwers
 
08/25/26  House roll call vote #349 On passage: Passed 97 – 7
For
AlexanderAndrewsAragonaArbit
BeGoleBesonBierleinBohnak
BollinBortonBreenBruck
ByrnesCarter, B.Carter, T.Cavitt
CoffiaConlinDeBoerDeBoyer
DievendorfEdwardsFairbairnFarhat
FitzgeraldForemanFoxFrisbie
GlanvilleGrantGreenHall
HarrisHerzbergHoadleyHope
HoskinsJenkins-ArnoJohnsenKelly
KoleszarKuhnLiberatiLightner
LintingLongjohnMacDonellMaddock
MarkkanenMartinMartusMcKinney
MentzerMillerMorganMueller
Myers-PhillipsNeeleyNeyerOutman
PaizPaquettePavlovPohutsky
PosthumusPrestinPricePuri
RheingansRigasRobinsonRogers
RothSchmaltzSchriverSchuette
ScottSkaggsSmitSnyder
St. GermaineTateThompsonTisdel
TsernoglouVanWoerkomVanderWallWegela
WeissWilsonWitwerWooden
WoolfordWortzWozniakXiong
Young
Against
CarraDeSanaGreeneKunse
MeermanSlaghSteele
Not Voting
BrixieMcFallO'NealSteckloff
WendzelWhitsett
 



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